Younited is the largest and fastest growing instant credit provider in Europe and a French #Next40 company. Younited offers instant credit throughout the customer journey, shopping or banking, online or in-store, with a single Younited customer experience.

Younited serves 1 million customers and has achieved leader status in 5 countries: France, Germany, Italy, Spain and Portugal, with close to half of its GMV already made out of France. Younited should reach the €5bn milestone in 2022.

Constant innovation, cutting-edge technology and exceptional user experience allow customers to access instantaneous, simple and transparent credit, up to €50,000 and up to 84 months to repay.

As a fully ECB-authorized credit institution, Younited develops a sustainable credit strategy to foster financial empowerment and well-being. Younited is in the process of being B-Corp certified.
[Data updated on 2022/01/31]

Press contacts

Rumeur Publique agency
Hugues Morette – +33(0) 684 514 159
Vanessa Marlier – +33(0) 616 595 116

Media Kit

Latest news


Interview with fintech unicorn

An interview with the latest French fintech unicorn to set its sights on the UK


Younited Credit raises $170 million

Younited Credit raises $170 million for its data-driven credit offering


Companies to watch

Younited among lending and financing technology companies to watch


Start-up of the year

Younited wins the 2021 Start-up of the year


Pandemic situation

Pandemic gives French fintechs the chance to prove their worth

Our press releases

Younited lance Younited Coach

9/8/2022 - Younited Coach : la technologie au service de votre pouvoir d’achat, gratuitement

Open Banking white paper – BCG x Younited

4/13/2022- Empowering Instant Credit with Open Banking

Younited Credit becomes Younited

3/3/2022 - Younited Credit becomes Younited and reveals its first pan-European communication campaign.

Younited accelerates its hypergrowth

2/12/2022 - Younited accelerates its hypergrowth trajectory after a record 2021

Bankable, Younited and LiftForward

11/17/2021 - Bankable, Younited and LiftForward launch a split payments platform in Italy with Microsoft as first client

Younited and M&G Investments

9/22/2021 - Younited and M&G Investments establish a 300M€ partnership in Italy 

Younited partners with Microsoft in Italy

9/7/2021 - Younited partners with Microsoft and announces the launch of Xbox All Access in Italy

Younited raises $170 million

7/8/2021 - Younited raises $170 million to become a leading European credit and payment platform

Orange Bank & Younited

6/9/2021 - Orange Bank chooses Younited to accelerate its consumer credit development

Buy Now, Pay Later

3/29/2021 - Younited Credit enters the ‘Buy Now, Pay Later’ market in Italy signing with Med Store, an Italian Apple Premium Reseller

Le Groupe LDLC s’associe à Younited

1/26/2021 - Le Groupe LDLC s’associe à Younited Business Solutions pour mettre en place une plateforme de « Buy Now Pay Later » et de reprise de produits Apple [FRENCH ONLY]

Microsoft partners with Younited

11/5/2020 - Microsoft partners with Younited to launch the Xbox All Access programme in Europe

Fortuneo trusts Younited

7/1/2020 - Fortuneo, a french leading online bank, has decided to trust Younited Business Solutions to launch its consumer lending activity

Lydia partners with Younited

7/6/2020 - Lydia is launching the “small express loan” on its app thanks to Younited Business Solutions

Younited mobilizes with Bpifrance in covid19 context

4/23/2020 - Covid-19 – Younited Business Solutions is mobilizing alongside Bpifrance to launch a digital platform for the «Prêt rebond » to support French SMEs

Younited officializes the launch of its BtoB activity

11/29/2019 - Younited officializes the launch of its BtoB activity, under the brand “Younited Business Solutions”

BPI partners with Younited

11/15/19 - French sovereign fund Bpifrance has launched a 100% digital lending offer for SMEs powered by Younited Business Solutions

Credit-as-a-service in the era of GAFAM

1/11/2019 - The digital lending market is undergoing a substantial transformation...